New American Express Users Can Add Card Instantly to Apple Pay After Being Approved - MacRumorsOpen MenuShow RoundupsShow Forums menuVisit ForumsOpen Sidebar
Skip to Content

New American Express Users Can Add Card Instantly to Apple Pay After Being Approved

by

American Express today launched a new Instant Card Number Apple Pay feature that's designed to allow new Amex users to add their cards to ‌Apple Pay‌ immediately after approval, without the need to wait for the physical card.

applepaytouchid
This will allow customers who have been approved for a card to begin using it on compatible devices right away while the physical card is shipped from American Express.

The card can be added right to Apple Wallet on iPhone and Apple Watch and can be used in apps, on the web, and in stores where ‌Apple Pay‌ is accepted. The feature is available to American Express Card Members from AmericanExpress.com when approved for a new U.S. Consumer Card.

American Express says that new customers will be able to use the benefits of an American Express Membership, such as earning rewards on purchases, as soon as card approval happens with no need to wait.

Related Roundup: Apple Pay
Related Forum: Apple Music, Apple Pay/Card, iCloud, Fitness+

Popular Stories

American Express Gold Apple Pay Feature

American Express Announces New Apple Pay Feature

Tuesday June 30, 2026 10:27 am PDT by
American Express today announced that you can now redeem Membership Rewards points when checking out with Apple Pay on the web and in apps on the iPhone and iPad. When checking out with Apple Pay on iOS 18 or iPadOS 18 or later, tap on your eligible American Express card (Platinum, Gold, Green, and others) and select the Membership Rewards points option. You can use points to cover all or...
Read Full Article • 15 comments
iPhone 18 Pro Deep Red Feature

iPhone 18 Pro Launching in Two Months With These 12 New Features

Friday July 17, 2026 10:39 am PDT by
It is now mid-July, and that means the iPhone 18 Pro and iPhone 18 Pro Max are now just two months away. The devices are expected to look similar to the iPhone 17 Pro and iPhone 17 Pro Max, but there will still be many year-over-year changes, with rumored features including a smaller Dynamic Island, 5G via satellite, and more. Apple is expected to unveil the iPhone 18 Pro, iPhone 18 Pro Max, ...
Read Full Article • 58 comments
iPhone 18 Pro and Pro Max Feature

'Apple Upgrade' Program Reportedly Launching Next Week

Tuesday July 21, 2026 8:30 am PDT by
Apple and Klarna are partnering on a new "Apple Upgrade" leasing program set to launch in the U.S. on Tuesday, July 28, according to Bloomberg's Mark Gurman. The program will allow you to finance most iPhone, iPad, Mac, and Apple Watch models, with a 24-month term for iPhones and Apple Watches and a 36-month term for iPads and Macs. Customers will be able to pay off the device early during...
Read Full Article • 197 comments

Top Rated Comments

Apple Freak Avatar
Apple Freak
74 months ago

Because waiting a few days longer to begin drowning in debt is just not acceptable.
Not everyone gets a credit card to go into debt. If one is responsible and pays the statement balance every month credit cards can be a great way to earn rewards toward free stuff.
Score: 4 Votes (Like | Disagree)
Robert.Walter Avatar
Robert.Walter
74 months ago

Not everyone gets a credit card to go into debt. If one is responsible and pays the statement balance every month credit cards can be a great way to earn rewards toward free stuff.
It goes far beyond that too. If you use the hell out of your cards and pay in time, you get the perks as you’ve described. In addition this will increase your fico score. Having a couple cards you use and pay off on time is a big plus there. The tertiary effect is that a high fico score can lower your loan rates, insurance premiums and act as a proxy referral when looking for a job.

Using credit cards is a very smart thing if one isn’t very dumb about how they use them.
Score: 2 Votes (Like | Disagree)
4jasontv Avatar
4jasontv
74 months ago

I need another credit card like I need a.....


Attachment Image
Score: 2 Votes (Like | Disagree)
Lozza013 Avatar
Lozza013
74 months ago
Wish I could get an AMEX card but unfortunately I don’t qualify for one at this point in time.
Score: 2 Votes (Like | Disagree)
T
tharitm
74 months ago
Finally, Chase was doing this for a while.
Score: 2 Votes (Like | Disagree)
T
tmiw
74 months ago

Baked-in in the US maybe, just not in Europe, for the clear reasoning I explained: it's effectively just a bogus markup selling technique, paid for by shops charging higher than necessary prices to cover higher interchange fees over there. So yes US users may as well take the offering, we generally don't bother as they're limited to mostly crap over here.

A gimmick that effectively contributes to many financially uneducated to get into debt; hence curtailed here.
Debit card use has always been more common than credit cards in Europe, though, even before the EU capped interchange. It's more of a difference in culture/value system than anything else.

However, that's not to say that the networks can necessarily justify what they're asking for now. In fact, some concesssions might very well be a good idea, though I'm not sure any cost savings on the merchant side would end up getting passed to consumers. For instance, debit card interchange is capped for most debit cards here (plus the rules were changed to allow minimums and surcharging on credit cards), yet there was little to no decrease in prices--not to mention that the latter still aren't common practice ~10 years later.
Score: 1 Votes (Like | Disagree)
Read All Comments