Apple Stores to Expand Use of 'Tap to Pay on iPhone'

... so an Isaac device refresh is news to Gurman? Slow weekend, eh? How about some actual meat-and-potatoes about the whole kit they run?



Fun Fact: Did you know Isaac is also a hardware case collaboration with Mophie? And that Isaac is called what it is because, yes, the Newton?

The whole point is that you pay on the iPhone with no intermediate payment terminal. So they can just use the phone without the big Isaac thingy.

I still can’t believe they haven’t put an NFC chip in the iPad so you can run square or other POS apps with no additional hardware. Works great on my phone.

Nice. I usually just bring my titanium Apple Card with me to the Apple Store every time I buy something there.

It’s always nice to just drop that thing down on one of the wooden tables in the store 🤨😅 the titanium drop on the wooden table makes a cool sound 🙃👌

Plus, you still get the 3% cashback, regardless of whether it’s with the tap to pay on the iPhone or the titanium Apple Card (in any Apple Store)

Was out to eat at a restaurant that didn't have handheld card readers and the bill was split three ways between one person with their titanium Apple Card, one person with an Amex Platinum and one person with a Chase Sapphire Reserve (the latter are both weighty metal cars). The server joked picking up the folio with the cards in them qualified as strength training.

Is this widely adapted in the US by businesses yet? I have yet to see it anywhere in Europe. Germany is finally getting better at cashless (believe it or not) but they usually have these small square white thingies

I'm sorry, am I missing something? Why isn't everybody simply using Apple Pay? Whipping out a credit/debit card at any retail POS should have gone the way of asking "can I write a check?" YEARS AGO.

I agree

Every time I've gone to Canada or somewhere in Europe and see the handheld terminals at everywhere I ate out I was like "Why can't these be more common in the US?"

It saves so much time too because you don't have to wait a sometimes insane amount of time to wait for the server to take all your cards, run them, and then bring them back

Some places have gotten better with this because of those handheld Toast terminals, or better yet, some place with Toast have a thing where you can scan a QR code on a receipt and an App Clip of Toast will come up to allow you to pay right from there and go

I'm sorry, am I missing something? Why isn't everybody simply using Apple Pay? Whipping out a credit/debit card at any retail POS should have gone the way of asking "can I write a check?" YEARS AGO.

Yeah, you may be missing something - many (most?) people use Apple Pay / tap to pay these days - the article is specifically about the ability to receive NFC payments on the iPhone - like the guy at the store holds up a store iPhone, and you make your payment directly to that, with no other hardware involved (no PoS terminal, no Square dongle, and in Apple's case, no hardware "sled" on an iPhone, to make it serve as a payment terminal).

My hairstylist does this - she dials up the transaction on her iPhone, and I hold my iPhone up to it to pay. Very convenient and no extra hardware needed. I haven't used a physical card to pay (anywhere) in years.

One large holdout (at least in the USA) is Walmart, who won't take Apple Pay or other NFC forms of payment. I think Home Depot was another for a long time, but I may have heard they changed their positioning.

Home Depot does take Apple Pay / NFC now - they famously were surprised when Apple Pay was initially released and "just worked" on their existing terminals and they scrambled to shut it down - "Don't get none of that evil NFC voodoo on our system!"

Walmart is unlikely to ever allow Apple Pay, because they'd rather have you use their less convenient app that lets them track you better, and they want to do direct transfers from your checking account - which saves them credit card transaction fees but removes a ton of protections from consumers (if you get a bad charge on a credit card, you can dispute it - if Walmart takes $1,000 out of your checking, instead of $100, they already have your money and you have to fight to get it back). Reason #37 why I won't shop at Walmart.