Australia's Commonwealth Bank Now Supports Apple Pay

Can't believe it's nearly 3 years already since I moved to ANZ...

Ironically, Apple Pay is much more widely supported in Australia than in the US, especially for small businesses, because most of the POS machines in Australia already support tap-and-pay.

Westpac have lost 30% of their market cap over the last two years and is being investigated by the government for bad practice. Nope, I don’t think they are that great

All banks in Australia have lost market cap mainly due to regulation and capital requirements. They still are a dividend play like always, not a growth play.

Westpac still is the second largest by market cap in the country.

To lastly state they are getting investigated for bad practices is fake news. There is a royal commission taking place and from my view Westpac have come through far better than any of the other majors and the only major to retain their wealth arm of the big four.
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Get real
You're seriously trying to compare the Australia, with a population of what, 25 million to the US's 325 million?
You could dump the entire population of Australia into four or five mid western states and you be hard press to find your cousin.

If Australia was state, it wouldn't even be the largest state by population, California has more people.

There is no irony here.

Only a much larger economy with a scale you failed to take into account.

Here is some background into US challenges:

UK’s Lessons For US Mobile Payments Adoption ('https://www.pymnts.com/nfc/2016/uk-lessons-for-us-mobile-payments-adoption/')
Here's an excerpt:

NOW FOR THE “BUT”

OK, you say, so all we need to do now is hustle up and get contactless POS terminals out there in massive force.

If it were only that easy.

In the U.S., there simply aren’t the same dynamics in play.

Two million contactless terminals today sounds like a great start — until you do the math. There are something like 13 million POS terminals across a massive geography that is the United States, not including mPOS devices.

The U.S. is also a market in which there are 1.2 billion payments cards in circulation, more than 47 billion debit card transactions, more than 26 billion credit card transactions and 209 million adults over the age of 18.

Oh, and something like 14k financial institutions that issue those cards and countless merchant acquirers and ISOs all hawking merchants to deploy new terminals.

It’s a whole lot harder to wrangle this ecosystem to the ground given the diversity of merchants and the engrained plastic card habits honed by consumers over the last 50 or so years.

I do love how much room we have to swing a cat (the one size is basically the same as the entire US) oh and we tend not to shoot each other too much.

Australia had tap and go for years. It's incredible popular here. Most people don't even carry cash ever.
Vending machines, sushi joints everywhere accept contactless payments so apple pay is available everywhere. It's baffling that places like "wall-mart" or what ever the american stores are called don't accept apple pay for some observed reason.

What ever retailer has a POS terminal from the last 10 years that accept contactless, accepts apple pay by default.

Judging by their share price, they haven't missed you, Lol
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"Incredibly stupid"? Have you seen their net worth!! You would dream to be that "incredibly stupid"!

Westpac have lost 30% of their market cap over the last two years and is being investigated by the government for bad practice. Nope, I don’t think they are that great

As I mentioned, you will get asked for a pin if over $100 on all bank connected terminals...which is ALL terminals. CDC verification is mandatory for any successful purchase or transaction that is linked to the originating terminus.
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Stupid?? Let me know when you have over a BILLION dollars in capital, Lol
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Just so you know, facebook ISN'T 'everyone' and there are many customers actually using it.

What does me having a Billion Dollars captial have to do with Westpac's stance on Apple Pay?
Also tonyduffe is right, I use Apple Pay for my purchases at many different types of terminals and I haven't been asked for a PIN for anything over $100.