Apple Pay Faces Swiss Antitrust Investigation Over NFC Access - MacRumorsOpen MenuShow RoundupsShow Forums menuVisit ForumsOpen Sidebar
Skip to Content

Apple Pay Faces Swiss Antitrust Investigation Over NFC Access

Switzerland's competition authority has launched a preliminary investigation into whether Apple's terms for granting third-party access to NFC technology on iPhones violate its antitrust laws.

apple card via apple pay
The Secretariat of the Swiss Competition Commission opened the probe on December 10 to examine whether rival mobile payment apps can compete fairly with Apple Pay for contactless payments in stores.

Android devices freely allow third-parties to use NFC technology, but Apple only began allowing Swiss app developers to access its NFC interface in late 2024. The regulator is looking into whether the conditions differ from those Apple separately agreed to in the EU last year.

After pressure from the European Commission, Apple agreed in July 2024 to open NFC access across the European Union, of which Switzerland is not a member.

Switzerland's competition watchdog has been engaged in discussions with Apple since that time. The COMCO investigation is now gathering information from market participants to decide if Apple's Swiss-specific terms do in fact comply with local competition law.

Related Roundup: Apple Pay

Popular Stories

apple pay feature dynamic island

UK Proposes New Ways to Help Apple Pay Rivals

Tuesday October 20, 2026 9:57 pm PDT by
The UK's competition regulator has proposed changes to make it easier and cheaper for companies to offer alternatives to Apple Pay on the iPhone (via Reuters). The Competition and Markets Authority (CMA) says Apple's fees and restrictions make it too difficult for rivals to launch contactless payment apps. Its proposals would give developers more ways to access the iPhone's NFC technology,...
Apple vs DOJ Feature

Developers Question Scope of Potential Apple Antitrust Settlement

Friday October 16, 2026 6:41 am PDT by
Developers are questioning whether a settlement of the U.S. government's antitrust case against Apple would meaningfully loosen the company's control over the iPhone, according to The Information. The report highlights PayPal and Epic Games among the companies that have raised concerns with the Department of Justice (DOJ). Officials have reportedly indicated that they favor a negotiated...
General App Store South Korea Feature Feature

South Korea Rules Against Apple Over App Store Payment Rules

Wednesday October 28, 2026 9:00 am PDT by
South Korea has fined Apple 20.8 billion won ($15.5 million) and ordered it to let developers link to external payment options from their apps, The Associated Press reports. The Korea Media and Communications Commission found that Apple and Google effectively require developers to use their payment systems, violating a 2021 law intended to allow alternatives. Google was fined 42.9 billion...

Top Rated Comments

Hajj.david Avatar
12 months ago
I actually dont like this. What seems good "oh wow more choice" ends up being "You need to download our app to use our credit card nfc and get specialized ads!". Very very quickly.
Score: 13 Votes (Like | Disagree)
12 months ago

Let's go Swiss!
i‘m here 😂
Score: 12 Votes (Like | Disagree)
12 months ago

I do not get how this can help consumers more than this is done already. By Apple.
You are paying a commission to Apple every transaction with Apple Pay. Direct NFC avoids that, allowing competition.


Last time I checked, that NFC hardware is not mine
Some people feel that the NFC hardware they paid for might at least be a little bit theirs.
Score: 10 Votes (Like | Disagree)
diego.c Avatar
12 months ago

You are paying a commission to Apple every transaction with Apple Pay. Direct NFC avoids that, allowing competition.
The empty promise of paying less is getting old. Fornite developer sued Apple and Google with the same promise, and here we are now paying exactly the same. But Fornite is earning more.

So it’s never about customers getting benefits. It’s about corporations getting even more profits at expense of your privacy.
Score: 7 Votes (Like | Disagree)
turbineseaplane Avatar
12 months ago

Malicious compliance is the only way Apple has to protect their assets from these overreaching laws.
It’s nice to see folks admitting they are actually doing malicious compliance.

Many who defend Apple claim they are not.
Score: 6 Votes (Like | Disagree)
12 months ago

Maybe you’re in a pilot. Ads in the settings app?
Apple advertises its own products in the settings app by pushing free trials of Apple Arcade and Music, among other products.
Score: 5 Votes (Like | Disagree)
Latest Stories
Early Apple Black Friday Deals on Apple Watch, MacBook Air, and More
Early Apple Black Friday Deals on Apple Watch, MacBook Air, and More
6 hours ago
'Backglow' Lets You Customize New MacBook Pro's Glowing Apple Logo
'Backglow' Lets You Customize New MacBook Pro's Glowing Apple Logo
7 hours ago
Top Stories: Apple Product Launches, iOS 27.3 Beta, and More
Top Stories: Apple Product Launches, iOS 27.3 Beta, and More
13 hours ago
More Fun iPhone Duo Apps: 30 New Picks to Try
More Fun iPhone Duo Apps: 30 New Picks to Try
1 day ago
Hands-On With Apple's New OLED Touchscreen MacBook Pro
Hands-On With Apple's New OLED Touchscreen MacBook Pro
1 day ago
Apple Store With All-New Design Opening Soon in Southern California
Apple Store With All-New Design Opening Soon in Southern California
1 day ago
Control the Glowing Apple Logo on Your New MacBook Pro
Control the Glowing Apple Logo on Your New MacBook Pro
1 day ago
Apple Shares New 'Apple Card: Apply and Use in Minutes' Ad
Apple Shares New 'Apple Card: Apply and Use in Minutes' Ad
1 day ago
Apple Says More Than 100,000 Apps Optimized for iPhone Duo, Here's What's Still Missing
Apple Says More Than 100,000 Apps Optimized for iPhone Duo, Here's What's Still Missing
1 day ago
Early Black Friday Deals Kickoff With Steep Discounts on Apple Watch Ultras and More
Early Black Friday Deals Kickoff With Steep Discounts on Apple Watch Ultras and More
1 day ago
The MacRumors Show: iOS 27.3 Looks Like a Huge Update
The MacRumors Show: iOS 27.3 Looks Like a Huge Update
1 day ago
Best Buy's Black Friday Event Begins With Sitewide Savings on Apple, TVs, More
Best Buy's Black Friday Event Begins With Sitewide Savings on Apple, TVs, More
2 days ago
Apple Releasing Yet Another Two New Products Next Week
Apple Releasing Yet Another Two New Products Next Week
2 days ago
MacBook Air Drops to Lowest Price in Months With Amazon's $250 Discount
MacBook Air Drops to Lowest Price in Months With Amazon's $250 Discount
2 days ago
Apple Rumored to Drop the iPhone's Action Button Next Year
Apple Rumored to Drop the iPhone's Action Button Next Year
2 days ago
Apple's Extended Return Policy Now in Effect for 2026 Holiday Season
Apple's Extended Return Policy Now in Effect for 2026 Holiday Season
2 days ago
Apple Music Classical Updated With New Icon and Refreshed Design
Apple Music Classical Updated With New Icon and Refreshed Design
2 days ago
OLED iPad Mini, M6 iMac, and New MacBook Pros Available From Today
OLED iPad Mini, M6 iMac, and New MacBook Pros Available From Today
2 days ago
Apple Surveys iPhone Duo Buyers About Crease and Camera
Apple Surveys iPhone Duo Buyers About Crease and Camera
2 days ago
Apple's First Touchscreen Mac is Now Arriving to Customers
Apple's First Touchscreen Mac is Now Arriving to Customers
2 days ago
Claude Gets Personal Finance Feature With Bank Account Linking
Claude Gets Personal Finance Feature With Bank Account Linking
2 days ago
Apple Arcade Adds Crossy Road Rush and NBA 2K27
Apple Arcade Adds Crossy Road Rush and NBA 2K27
2 days ago
Apple's New HomeView Smart Home Hub: Here's How Much RAM It Has
Apple's New HomeView Smart Home Hub: Here's How Much RAM It Has
2 days ago
iPad Mini vs. iPad Air Buyer's Guide: Now Just $50 Apart
iPad Mini vs. iPad Air Buyer's Guide: Now Just $50 Apart
2 days ago
First iOS 27.3 and macOS Golden Gate 27.3 Public Betas Now Available
First iOS 27.3 and macOS Golden Gate 27.3 Public Betas Now Available
2 days ago
Apple Announces a New Mac Sales Record
Apple Announces a New Mac Sales Record
2 days ago
Paid $200 for Logic Pro? Apple Says You Won't Get This New Feature
Paid $200 for Logic Pro? Apple Says You Won't Get This New Feature
2 days ago
Instagram's Edits Video Editor is Now Available on Mac
Instagram's Edits Video Editor is Now Available on Mac
2 days ago
Prevent Siri and Search From Accessing Specific iPhone Apps
Prevent Siri and Search From Accessing Specific iPhone Apps
2 days ago
Best Early Black Friday Deals on iPhone 18 Pro and iPhone Duo
Best Early Black Friday Deals on iPhone 18 Pro and iPhone Duo
2 days ago